Debt Consolidation
Many balances.
One path.
See whether debt consolidation options may be available through a secure soft-pull prequalification.
Before
Multiple bills
After
One potential payment
What it is
Consolidation may combine multiple balances — credit cards, personal loans, medical bills — into one potential loan option.
It does not automatically reduce debt or guarantee savings, but it may help you compare options and create a clearer repayment path.
Who it may help
If any of this sounds like you.
- ✓Juggling multiple due dates
- ✓Managing several credit cards
- ✓Combining medical balances
- ✓Looking for a clearer payoff plan
- ✓Wanting one monthly payment
- ✓Comparing repayment strategies
Side by side
Many payments vs. one potential loan.
Today
- Credit card #1Separate due date
- Credit card #2Separate due date
- Personal loanSeparate due date
- Medical billSeparate due date
- Other balanceSeparate due date
Possible after
One option
One potential
consolidated payment.
One due date · One lender · Subject to lender approval. Consolidation does not guarantee savings or lower payments.
Before you decide
Things to consider.
Total cost over time
A longer repayment term may mean more interest paid over the life of the loan.
Your spending habits
Consolidation works best when paired with a plan to avoid taking on new debt.
Eligibility & terms
Final loan amount, rate, and terms are determined by the lender during underwriting.
Fees & disclosures
Always review the full loan disclosures before signing.
Security & privacy
Your information stays protected — end to end.
FAQ
Common questions
See if consolidation may be an option
Start with a secure soft-pull prequalification. No impact to your credit score.
Start Prequalification